Introduction
One of the most common questions after a traffic accident is who should cover the medical and rehabilitation expenses. Many patients worry about having to pay out of pocket, especially if they don’t have private insurance or a lawyer yet. The truth is that, in most cases, treatment is covered by the mandatory motor insurance.
Who actually covers the medical expenses?
When you suffer injuries in a traffic accident, the medical and rehabilitation costs are covered by the insurance company of the vehicle responsible for the accident. This is regulated by the UNESPA Agreement, which guarantees victims medical care without having to advance any money.
What happens if I am responsible for the accident?
Even if you are the at-fault driver, your mandatory liability insurance policy covers the assistance of the other parties involved. As for your own medical care, it depends on the coverage included in your policy or whether you have personal accident insurance.
Do I have to pay anything at the rehabilitation center?
No. If you go to an accredited center such as CENTROS SPEM and provide the accident report, the treatment has no cost to you. We handle direct billing with the insurance company, avoiding any administrative procedures or financial concerns.
What if I don’t have a lawyer?
You don’t need a lawyer to receive medical care. You can begin your treatment at CENTROS SPEM without prior authorization or advance payments. If you later decide to file a compensation claim, the clinical documentation we generate will serve as the foundation for your case.
Conclusion
Your health should not have to wait or depend on legal procedures. If you suffer a traffic accident, you are entitled to free medical and rehabilitation treatment as long as an accident report exists.
At CENTROS SPEM, we start your recovery from day one and manage everything directly with the insurance companies, so you can focus on what truly matters: your well-being.
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